How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. Carman & Associates collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognise you and hold information from your visit.
What we do with the information we collect
We respect your privacy and do not share your information with anyone.
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). This information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.
Personally Identifiable Information collected by Carman & Associates may also be used for other purposes, including but not limited to site administration, troubleshooting, administration, competitions and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law.
As we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.
Carman & Associates expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to certain content that is actually created or hosted by a third party. Carman & Associates is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
Changes to this Policy
Carman & Associates reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
This policy and the use of this Site are governed by the state of NSW, Australia. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Sydney, Australia. Any costs and fees other than solicitor/legal/attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Sydney, Australia, under the rules of Australian Arbitration laws. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.